Peach Tree Times
Some of our articles have been written by guest writers
Peach Tree Times
Dehydration is a year-round problem, but it's especially important to think about as we get into the hotter months of the year. Not getting enough fluids can be a serious health risk for anyone, especially older adults.
Signs of Dehydration
There are many ways to increase the amount of fluid you're drinking. Some options include:
Many people benefit from an animal companion. Whether it's a dog, cat, or another animal entirely, having a pet can help boost your well-being.
In October 2018, the National Poll on Healthy Aging surveyed a national sample of adults age 50-80 about their pets. 55% of adults surveyed said they had a pet. Of those with pets, more than half had multiple pets.
Benefits of Pet Ownership
Taking care of plants can have a great impact on your physical and emotional well-being. It calls you outside into the sun and encourages you to do something you care about.
The full article was originally posted by James Royal on bankrate.com
Discussing finances is rarely easy, especially when it involves your aging parents. It's important to know how their money is allocated, so you can help them manage it when needed.
It's important to handle the topic with care. Releasing control of personal finances is difficult for those who have been managing their money for many years.
Financial planner Brent Neiser recommends asking the following questions:
What investments do they have?
Where are those investments held?
Who are the contacts for the investments?
How are these investments titled (joint accounts, individual, etc.)?
Is there a financial advisor in the picture?
How you can help
1. Get started now
It's better to talk to them about financial things while they're physically and mentally healthy, but sometimes that's not possible. Regardless, Royal writes, "The sooner you make an action plan and ready things, the less their finances can degrade."
2. Tidy up financial accounts
If your parent has a wide variety of accounts, you may want to clean up unused accounts & those with minimal balances. You might also want to add beneficiaries to any accounts you plan on keeping. This helps to simplify the legal process.
3. Check up on 401(k)s and IRAs
"Both 401(k) and IRA plans may need to be handled in special ways, such as required minimum distributions, depending on the owner’s age. If these accounts are not managed correctly, they can create more financial difficulties and needless expense, including severe bonus penalties."
4. Make sure investments align with your parent's goals
If they're retiring and their portfolio is too aggressive, their future income may be at risk if the market declines. If retirement is a ways away and their portfolio is too conservative, they might be losing out on potential gains.
5. Establish a financial power of attorney
"In the event of a parent’s incapacity, perhaps due to hospitalization, who’s going to manage the finances? In these situations, it can be useful to have a financial power of attorney that allows you to manage your parent’s affairs, pay bills, and the like."
6. Call in an expert
Financial issues are complicated. Don't be afraid to call in an expert. Whether it's a financial planner or elaborate estate planning with a lawyer, they can bail you out when you're in over your head.
Read the full article on bankrate.com.
Did you know that one in four Americans over 65 falls each year? One in five of these falls will cause a serious injury, like a broken bone or head injury.
According to the National Council on Aging, "Falls are the leading cause of both fatal and nonfatal injuries for people aged 65+."
Even if a person is not injured by the fall, they may develop a fear of falling, which may cause them to stop doing some of the everyday activities that they enjoy. This can lead to depression and a lack of independence.
There are many factors that increase the risk of falls, such as vision problems or certain medications. However, there are many ways to lower the risk of you or a loved one falling.
Elderly scooters are excellent products for seniors. They enable seniors to be independent, visit friends, go shopping and enjoy their community.
1) Is An Elderly Scooter A Good Idea?
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